Workers' Compensation Discussion Forums

Bag
I feel for you!! You did not ask to be put in the position that you are in. Please don't beat yourself up. Let's focus on getting you the help and support you need.

First you do not need to be Catholic for them to help you. If you can get to Missoula, they will help you. Every church has money set aside for emergency help.
I would hope they would help you retain your dignity. They can also direct you to more help.

I will find out about the program that Town Pump has, I will call Butte and ask for you and then get back with a pm.

I will also see what my church here can do for you. It is not right for you to be on the brink of poverty. It is also not right that w/c put you there!

I send you my prayers and I will do everything I can to help. Just as those on this board have help me. Please don't give up fighting for your rights and health.

No, what they are looking at is what I pay towards the mortgage. Because it is so high. I was fine paying it when I was working. Basically I was told that because my payments to the mortgage was so high, I should be looking to sell the house and rent. Problem there is I don't want to sell my home. I have lost everything else. I will not lose my home as well.

and the equity in her home is considered money in the bank.....

Bag
Have you applied for ssi? I don't think they count your house or car. I know that they only count your w/c benifits and no one else that lives in the house monies. and if you have a dependent that helps. I sent you a pm I hope the information will help.

Social Security Administration does not count the home you live in, the car you drive, or the tools you own & use for your trade, among many other things.

Cash on hand or money on the bank is counted towards the $2,000.00 resource limit,
(some may call this assets)

I imagine ther are web sites with this information on it.

I have taken my information from the training manuel when I did intake for SSA.
Also went to a great conference over the weekend, one of the sessions was on SSA.

I have looked into ssi. The problem there is that I lived in England and worked over there most of my adult life. I have only been here for five years, and of those only worked two before I was injured. I did speak to a woman on the phone at the ssi and I need to make an appointment to see them. They said that they might be able to take into account the work I did in England. Or they might be able to use my ex's ssi. Those are the only two options.

The home, at the moment, does not have enough equity in it.

I believe you have to be 62 to do a reverse mortgage anyway. Will be praying things work out.

Thank you all for the good advice. It is really a blessing to have such wonderful people on here. I am sorry for getting everyone distracted on the original post. Which was actually far more important than my issues.

Bagpussinamerica, I agree with you, something has to be done to help everyone with medical care. My husband had to take an early retirement from being a carpenter. After 47 years of backbreaking work it started to break him down. It started with him having hernia surgeries 2 years in a row. He knew if he didn't get out of the trade he would end up crippled up for the remainder of his life. Well try getting a good insurance policy when you are over 60 and have already had 2 surgeries in 2 years. He ended up with a crappy policy which pays 20 to 80 % of the bill, depending on the procedure and he has a $5,000.00 deductable, which we have had to pay for the last 4 years because of surgeries. After this last surgery we are looking at over $13,000.00 out of pocket. This man who has worked all of his life is using our retirement to pay for health related bills. I on the other hand who had full coverage at work, lost it after my injury. I could have paid well over $650.00 a month to keep it, but when it comes down to eating or paying for insurance I rather eat. The middle class population in this country seem to be the ones suffering. Even when we have worked all of our lives, one thing such as losing a job can break you. The ones that seem to be complaining the most about health reform are the lucky ones who have coverage, either because they can afford to pay the outragious premimiums they are covered at work or by a government program. As you said AARP is supporting the reform because they see what is happening with health care in this country. I can imagine that if everyone who has insurance all of a sudden would lose their coverage through no fault of their own, then you would hear a different story. Believe me no matter how well you plan ahead, something can happen and you can fall through the cracks.