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Injured Workers Law & Advocacy Group

06 October, 2009 11:12:00 Republished with permission from Jon L. Gelman
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The Injured Workers Law & Advocacy Group is an open Linkedin group provides news and open discussions concerning national workers' compensation trends. It is maintained for academic purposes to facilitate national policy discussions. Multiple news feeds and discussion postings are available free of charge.

Workers' compensation is a national system established in the US in early 1900's. The concept of a compensable industrial disease has developed only recently and its acceptance has lagged far behind that of industrial accidents.

The original Workers' Compensation Acts, as promulgated from the year 1911 forward by many of the states, did not provide for the recognition of occupational illness and disease as compensable events. As demands have been placed upon the medical system to treat and to prevent occupational illness, the legal system, under social, economic, and political pressure, has sought to provide a remedy for the thousands of injured workers who have suffered and who are continuing to suffer from occupational illness and disease.

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Some WC insurers are exiting some states due to falling premiums and rising medical costs. Does this signal a structural shift in the WC insurance industry?